A subscription tracker that doesn't need your bank login
Almost every subscription tracker asks you to connect your bank first. Sevro doesn't. You upload a bank-statement CSV and it finds every recurring charge — no login, no account connection, nothing stored.
The problem with “connect your bank”
To find your subscriptions, most apps route you through a data aggregator like Plaid and ask for your online-banking credentials. That buys convenience at a real cost: you're trusting a third party with a live connection to your account, expanding your security surface, and often agreeing to ongoing data access — all just to get a list of what you're paying for.
For a lot of people that's a hard no. It's also fragile: bank connections break, need re-authentication, and don't work with every institution.
Two ways to find your subscriptions
Bank-login trackers
- Hand your credentials to an aggregator
- A live, ongoing link to your account
- Bigger privacy & security surface
- Connections break and need re-auth
Sevro (CSV upload)
- No login, no aggregator, no OAuth
- One-time file — no standing access
- Parsed in your browser; file never stored
- Works with any bank that exports CSV
How Sevro works
- 1Download your statement as a CSV from your bank or card issuer (Excel works too).
- 2Upload it to Sevro.It's parsed in your browser; the raw file is never saved.
- 3Review what it finds — recurring charges, price increases, trials that started billing, and your monthly and annual totals — then decide what to cut.
Track your subscriptions without the bank login
Upload a statement and see everything you're paying for. Free.
Find my subscriptions — freeFrequently asked questions
Why avoid connecting my bank?
Bank connections hand your login (via an aggregator like Plaid) to a third party, keep a live link to your account, and are a bigger privacy and security surface than most people want just to list their subscriptions. A one-time CSV avoids all of that.
How does Sevro work without a bank login?
You download a CSV of your transactions from your bank — every bank offers this — and upload it. Sevro parses it in your browser, detects recurring charges, and never stores the raw file.
Is it less accurate than connecting my bank?
No. The CSV contains the exact same transactions a bank connection would read. Detection runs on the real charges either way — you just skip the credential-sharing step.
Does Sevro cancel subscriptions for me?
No — and that's deliberate. Sevro finds and organizes your recurring charges and points you to each service's own cancellation page, but you stay in control. It never moves money or touches your accounts.